Have you ever looked out to the distance as you stood at the beach or on hill and wondered how far it was to the horizon? It seems so far away. And just like the horizon,
planning for your retirement and into old age seems so far away. But time goes by so quickly, so your planning should begin earlier rather than later. Yet, it can be overwhelming conceptually to plan for today, tomorrow and some other relatively
unknown date far into the future. So, in this article I will provide you with some guidance to begin your financial journey…

This article featured in Embrace 2021 issue 4
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